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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,472 | $90,467+137.1% | $93,759+128.7% | $134,532+59.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 81.0%+19.0pp | 81.2%+18.8pp |
| Annual return | -18.70% | -15.72%-3.0pp | -11.33%-7.4pp | 418.27%-437.0pp |
| Employer contribution / active EE | $11,653 | $4,345+168.2% | $4,324+169.5% | $4,741+145.8% |
| Participant deferral / active EE | $12,425 | $5,980+107.8% | $6,096+103.8% | $6,401+94.1% |
| Admin fee / account holder | $4,140 | $9,258-55.3% | $7,197-42.5% | $11,429-63.8% |