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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,796 | $96,965+25.6% | $97,995+24.3% | $147,586-17.5% |
| Participation rate | 100.0% | 83.6%+16.4pp | 82.4%+17.6pp | 82.8%+17.2pp |
| Annual return | 20.16% | 24.11%-3.9pp | 23.94%-3.8pp | 578.59%-558.4pp |
| Employer contribution / active EE | $10,739 | $4,536+136.7% | $4,158+158.3% | $4,876+120.2% |
| Participant deferral / active EE | $9,047 | $5,081+78.0% | $5,097+77.5% | $5,439+66.3% |
| Admin fee / account holder | $834 | $8,120-89.7% | $5,943-86.0% | $10,886-92.3% |