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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,404 | $102,828+68.6% | $105,387+64.5% | $152,897+13.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.57% | 20.85%+0.7pp | 26.82%-5.3pp | 345.43%-323.9pp |
| Employer contribution / active EE | $9,950 | $4,473+122.5% | $4,213+136.2% | $4,764+108.9% |
| Participant deferral / active EE | $11,902 | $5,465+117.8% | $5,502+116.3% | $5,851+103.4% |
| Admin fee / account holder | $12,442 | $8,683+43.3% | $6,559+89.7% | $11,599+7.3% |