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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,495 | $131,835-47.3% | $108,582-36.0% | $273,972-74.6% |
| Participation rate | 80.0% | 83.5%-3.5pp | 79.6%+0.4pp | 83.0%-3.0pp |
| Annual return | 8.04% | -91.57%+99.6pp | -51.70%+59.7pp | 41.46%-33.4pp |
| Employer contribution / active EE | $6,908 | $4,913+40.6% | $3,758+83.8% | $4,869+41.9% |
| Participant deferral / active EE | $4,825 | $5,127-5.9% | $4,311+11.9% | $5,287-8.7% |
| Admin fee / account holder | $2,967 | $10,253-71.1% | $7,645-61.2% | $10,133-70.7% |