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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,883 | $142,409-32.7% | $119,634-19.9% | $134,545-28.7% |
| Participation rate | 81.3% | 82.8%-1.6pp | 79.3%+2.0pp | 81.2%0pp |
| Annual return | -22.26% | -12.46%-9.8pp | -14.98%-7.3pp | 418.37%-440.6pp |
| Employer contribution / active EE | $6,793 | $5,224+30.0% | $4,232+60.5% | $4,742+43.3% |
| Participant deferral / active EE | $7,485 | $6,468+15.7% | $5,601+33.6% | $6,401+16.9% |
| Admin fee / account holder | $2,872 | $13,594-78.9% | $10,329-72.2% | $11,431-74.9% |