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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,493 | $89,367+306.7% | $141,191+157.4% | $72,975+398.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.60% | 111.87%-93.3pp | 71.41%-52.8pp | 81.01%-62.4pp |
| Employer contribution / active EE | $6,841 | $3,115+119.6% | $4,736+44.5% | $2,440+180.4% |
| Participant deferral / active EE | $8,693 | $5,419+60.4% | $6,710+29.6% | $3,608+141.0% |
| Admin fee / account holder | $16,093 | $5,957+170.2% | $10,264+56.8% | $5,124+214.1% |