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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,140 | $76,551+269.9% | $123,894+128.5% | $62,881+350.3% |
| Participation rate | 97.1% | 73.0%+24.1pp | 81.4%+15.6pp | 69.3%+27.8pp |
| Annual return | 7.69% | 18.68%-11.0pp | 47.52%-39.8pp | 20.14%-12.5pp |
| Employer contribution / active EE | $7,763 | $2,882+169.3% | $4,617+68.1% | $2,281+240.3% |
| Participant deferral / active EE | $8,802 | $4,840+81.9% | $5,984+47.1% | $3,203+174.8% |
| Admin fee / account holder | $2,932 | $4,826-39.2% | $8,357-64.9% | $4,296-31.7% |