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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,240 | $85,766+279.2% | $136,298+138.6% | $70,126+363.8% |
| Participation rate | 97.6% | 74.2%+23.4pp | 81.9%+15.6pp | 69.5%+28.0pp |
| Annual return | 19.27% | 31.46%-12.2pp | 5156.27%-5137.0pp | 73.15%-53.9pp |
| Employer contribution / active EE | $6,810 | $2,966+129.6% | $4,696+45.0% | $2,343+190.7% |
| Participant deferral / active EE | $8,113 | $5,051+60.6% | $6,247+29.9% | $3,332+143.5% |
| Admin fee / account holder | $11,237 | $5,421+107.3% | $9,244+21.6% | $4,645+141.9% |