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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,891 | $183,978-35.9% | $162,171-27.3% | $152,885-22.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 28.61% | 150.78%-122.2pp | 115.60%-87.0pp | 345.39%-316.8pp |
| Employer contribution / active EE | $6,872 | $6,370+7.9% | $5,613+22.4% | $4,763+44.3% |
| Participant deferral / active EE | $5,861 | $8,033-27.0% | $7,297-19.7% | $5,851+0.2% |
| Admin fee / account holder | $2,975 | $13,122-77.3% | $10,843-72.6% | $11,598-74.3% |