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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,046 | $171,867-43.0% | $149,721-34.5% | $147,586-33.6% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 23.61% | 2113.36%-2089.8pp | 1501.67%-1478.1pp | 578.59%-555.0pp |
| Employer contribution / active EE | $13,114 | $6,275+109.0% | $5,444+140.9% | $4,876+168.9% |
| Participant deferral / active EE | $6,542 | $7,270-10.0% | $6,568-0.4% | $5,439+20.3% |
| Admin fee / account holder | $36,432 | $13,799+164.0% | $11,282+222.9% | $10,886+234.7% |