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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,925 | $62,672+132.8% | $185,117-21.2% | $70,126+108.1% |
| Participation rate | 87.1% | 63.8%+23.3pp | 77.3%+9.8pp | 69.5%+17.6pp |
| Annual return | 13.91% | 40.79%-26.9pp | 40.50%-26.6pp | 73.15%-59.2pp |
| Employer contribution / active EE | $0 | $1,753-100.0% | $4,182-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $5,609 | $3,272+71.4% | $5,045+11.2% | $3,332+68.3% |
| Admin fee / account holder | $15,696 | $3,932+299.2% | $8,159+92.4% | $4,645+237.9% |