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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,859 | $70,684+212.5% | $169,397+30.4% | $75,177+193.8% |
| Participation rate | 86.2% | 64.8%+21.4pp | 77.2%+9.0pp | 67.2%+19.0pp |
| Annual return | 17.50% | 36.38%-18.9pp | 406.23%-388.7pp | 160.75%-143.2pp |
| Employer contribution / active EE | $0 | $2,211-100.0% | $4,013-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $7,545 | $4,310+75.1% | $6,223+21.2% | $4,126+82.8% |
| Admin fee / account holder | $15,611 | $5,404+188.9% | $9,017+73.1% | $5,651+176.2% |