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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,124 | $136,307-53.0% | $106,619-39.9% | $273,972-76.6% |
| Participation rate | 69.6% | 84.8%-15.2pp | 78.0%-8.4pp | 83.0%-13.5pp |
| Annual return | 7.67% | 11.05%-3.4pp | 9.42%-1.7pp | 41.46%-33.8pp |
| Employer contribution / active EE | $1,021 | $5,190-80.3% | $3,947-74.1% | $4,869-79.0% |
| Participant deferral / active EE | $3,534 | $4,969-28.9% | $3,930-10.1% | $5,287-33.2% |
| Admin fee / account holder | $2,048 | $8,625-76.3% | $6,418-68.1% | $10,133-79.8% |