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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,838 | $127,096-32.5% | $105,736-18.8% | $135,380-36.6% |
| Participation rate | 68.8% | 82.7%-14.0pp | 76.3%-7.6pp | 82.6%-13.9pp |
| Annual return | -6.48% | 4.49%-11.0pp | 6.27%-12.7pp | 519.81%-526.3pp |
| Employer contribution / active EE | $1,417 | $4,107-65.5% | $3,268-56.6% | $4,779-70.3% |
| Participant deferral / active EE | $5,054 | $5,064-0.2% | $4,080+23.9% | $5,609-9.9% |
| Admin fee / account holder | $445 | $9,087-95.1% | $6,913-93.6% | $10,828-95.9% |