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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,695 | $208,088+140.6% | $186,193+168.9% | $154,746+223.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 22.95% | 89.97%-67.0pp | 78.03%-55.1pp | 172.34%-149.4pp |
| Employer contribution / active EE | $5,637 | $4,340+29.9% | $3,918+43.9% | $4,379+28.7% |
| Participant deferral / active EE | $16,148 | $7,078+128.1% | $6,513+147.9% | $6,730+139.9% |
| Admin fee / account holder | $6,613 | $11,698-43.5% | $11,058-40.2% | $14,365-54.0% |