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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $705,211 | $190,916+269.4% | $160,037+340.7% | $134,545+424.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -50.27% | 552.79%-603.1pp | 408.95%-459.2pp | 418.37%-468.6pp |
| Employer contribution / active EE | $7,582 | $4,996+51.8% | $4,226+79.4% | $4,742+59.9% |
| Participant deferral / active EE | $9,318 | $6,925+34.6% | $6,184+50.7% | $6,401+45.6% |
| Admin fee / account holder | $4,293 | $10,497-59.1% | $8,716-50.8% | $11,431-62.4% |