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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,545 | $211,239+87.7% | $178,528+122.1% | $145,877+171.8% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | -10.83% | 30.22%-41.0pp | 27.11%-37.9pp | 551.28%-562.1pp |
| Employer contribution / active EE | $3,153 | $4,570-31.0% | $3,950-20.2% | $4,663-32.4% |
| Participant deferral / active EE | $14,621 | $6,963+110.0% | $6,278+132.9% | $6,691+118.5% |
| Admin fee / account holder | $206,486 | $12,095+1607.3% | $10,419+1881.8% | $13,402+1440.7% |