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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,353 | $87,733+31.5% | $106,551+8.3% | $85,856+34.4% |
| Participation rate | 62.9% | 71.9%-9.1pp | 76.1%-13.3pp | 69.3%-6.5pp |
| Annual return | 15.92% | 21.86%-5.9pp | 26.80%-10.9pp | 318.58%-302.7pp |
| Employer contribution / active EE | $1,329 | $2,073-35.9% | $2,819-52.9% | $2,565-48.2% |
| Participant deferral / active EE | $4,745 | $3,469+36.8% | $4,398+7.9% | $3,952+20.1% |
| Admin fee / account holder | $5,732 | $6,767-15.3% | $7,408-22.6% | $6,261-8.4% |