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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,246 | $61,660+7.4% | $80,022-17.2% | $64,173+3.2% |
| Participation rate | 83.8% | 71.7%+12.1pp | 75.8%+8.0pp | 69.6%+14.3pp |
| Annual return | -7.74% | -0.33%-7.4pp | 11.22%-19.0pp | 7.63%-15.4pp |
| Employer contribution / active EE | $1,379 | $1,810-23.9% | $2,468-44.1% | $2,381-42.1% |
| Participant deferral / active EE | $4,584 | $2,968+54.5% | $3,686+24.4% | $3,470+32.1% |
| Admin fee / account holder | $5,145 | $5,417-5.0% | $6,521-21.1% | $4,887+5.3% |