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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,370 | $90,691+330.4% | $76,119+412.8% | $145,884+167.6% |
| Participation rate | 76.5% | 74.5%+2.0pp | 69.1%+7.4pp | 80.3%-3.8pp |
| Annual return | 14.12% | 624.52%-610.4pp | 361.25%-347.1pp | 551.85%-537.7pp |
| Employer contribution / active EE | $2,627 | $3,329-21.1% | $2,693-2.4% | $4,662-43.6% |
| Participant deferral / active EE | $10,382 | $5,167+100.9% | $4,259+143.8% | $6,690+55.2% |
| Admin fee / account holder | $9,581 | $8,383+14.3% | $6,421+49.2% | $13,392-28.5% |