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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,370 | $90,614+330.8% | $76,089+413.0% | $145,877+167.6% |
| Participation rate | 76.5% | 74.5%+2.0pp | 69.1%+7.4pp | 80.3%-3.8pp |
| Annual return | 14.12% | 623.80%-609.7pp | 360.94%-346.8pp | 551.28%-537.2pp |
| Employer contribution / active EE | $2,627 | $3,324-21.0% | $2,690-2.3% | $4,663-43.7% |
| Participant deferral / active EE | $10,382 | $5,168+100.9% | $4,259+143.8% | $6,691+55.2% |
| Admin fee / account holder | $9,581 | $8,376+14.4% | $6,418+49.3% | $13,402-28.5% |