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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,940 | $175,257-82.3% | $149,717-79.3% | $139,456-77.8% |
| Participation rate | 71.4% | 83.4%-12.0pp | 78.8%-7.3pp | 80.3%-8.9pp |
| Annual return | 23.71% | 166.70%-143.0pp | 134.41%-110.7pp | 373.45%-349.7pp |
| Employer contribution / active EE | $1,429 | $5,477-73.9% | $4,820-70.4% | $4,753-69.9% |
| Participant deferral / active EE | $2,560 | $6,521-60.7% | $5,682-54.9% | $6,711-61.9% |
| Admin fee / account holder | $320 | $16,156-98.0% | $13,213-97.6% | $11,407-97.2% |