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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,671 | $85,171-79.3% | $172,752-89.8% | $72,975-75.8% |
| Participation rate | 75.0% | 70.1%+4.9pp | 82.6%-7.6pp | 69.5%+5.5pp |
| Annual return | 26.85% | 27.32%-0.5pp | 802.97%-776.1pp | 81.01%-54.2pp |
| Employer contribution / active EE | $921 | $3,324-72.3% | $5,144-82.1% | $2,440-62.2% |
| Participant deferral / active EE | $1,349 | $3,260-58.6% | $5,198-74.1% | $3,608-62.6% |
| Admin fee / account holder | $2,098 | $5,880-64.3% | $13,955-85.0% | $5,124-59.1% |