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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,323 | $184,014-39.5% | $161,149-30.9% | $138,895-19.9% |
| Participation rate | 72.7% | 82.1%-9.3pp | 78.8%-6.1pp | 79.9%-7.2pp |
| Annual return | 5.05% | 21.52%-16.5pp | 21.16%-16.1pp | 145.39%-140.3pp |
| Employer contribution / active EE | $1,815 | $5,055-64.1% | $4,360-58.4% | $4,194-56.7% |
| Participant deferral / active EE | $5,881 | $6,909-14.9% | $6,153-4.4% | $6,396-8.1% |
| Admin fee / account holder | $198,411 | $18,027+1000.6% | $15,194+1205.8% | $12,562+1479.4% |