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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,667 | $113,338-26.2% | $94,993-11.9% | $147,586-43.3% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 21.33% | 20.80%+0.5pp | 27.14%-5.8pp | 578.59%-557.3pp |
| Employer contribution / active EE | $2,228 | $3,160-29.5% | $2,603-14.4% | $4,876-54.3% |
| Participant deferral / active EE | $10,253 | $3,777+171.5% | $3,317+209.1% | $5,439+88.5% |
| Admin fee / account holder | $1,076 | $6,063-82.2% | $4,960-78.3% | $10,886-90.1% |