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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,195 | $175,257+136.3% | $149,717+176.7% | $139,456+197.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 24.63% | 166.70%-142.1pp | 134.41%-109.8pp | 373.45%-348.8pp |
| Employer contribution / active EE | $2,212 | $5,477-59.6% | $4,820-54.1% | $4,753-53.5% |
| Participant deferral / active EE | $87 | $6,521-98.7% | $5,682-98.5% | $6,711-98.7% |
| Admin fee / account holder | $1,155 | $16,156-92.9% | $13,213-91.3% | $11,407-89.9% |