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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,770 | $209,425+43.6% | $178,499+68.5% | $158,966+89.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 7.80% | 188.80%-181.0pp | 151.10%-143.3pp | 302.95%-295.1pp |
| Employer contribution / active EE | $2,191 | $5,707-61.6% | $5,011-56.3% | $4,762-54.0% |
| Participant deferral / active EE | $1,003 | $5,955-83.2% | $5,202-80.7% | $5,983-83.2% |
| Admin fee / account holder | $212,532 | $17,078+1144.5% | $13,986+1419.6% | $11,250+1789.2% |