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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $486,971 | $115,810+320.5% | $101,271+380.9% | $158,966+206.3% |
| Participation rate | 66.7% | 79.4%-12.7pp | 75.8%-9.1pp | 82.0%-15.3pp |
| Annual return | 21.18% | 56.15%-35.0pp | 46.48%-25.3pp | 302.95%-281.8pp |
| Employer contribution / active EE | $2,768 | $4,175-33.7% | $3,660-24.4% | $4,762-41.9% |
| Participant deferral / active EE | $10,932 | $4,958+120.5% | $4,371+150.1% | $5,983+82.7% |
| Admin fee / account holder | $0 | $7,248-100.0% | $5,948-100.0% | $11,250-100.0% |