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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,901 | $107,353+258.5% | $92,903+314.3% | $152,885+151.8% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 26.11% | 145.62%-119.5pp | 109.43%-83.3pp | 345.39%-319.3pp |
| Employer contribution / active EE | $2,597 | $4,222-38.5% | $3,653-28.9% | $4,763-45.5% |
| Participant deferral / active EE | $9,353 | $4,848+92.9% | $4,238+120.7% | $5,851+59.9% |
| Admin fee / account holder | $0 | $7,081-100.0% | $5,795-100.0% | $11,598-100.0% |