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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,599 | $90,530-35.3% | $76,030-22.9% | $145,897-59.8% |
| Participation rate | 95.2% | 74.4%+20.8pp | 69.1%+26.2pp | 80.3%+14.9pp |
| Annual return | 9.94% | 625.08%-615.1pp | 361.54%-351.6pp | 552.29%-542.4pp |
| Employer contribution / active EE | $821 | $3,319-75.3% | $2,688-69.5% | $4,663-82.4% |
| Participant deferral / active EE | $3,284 | $5,164-36.4% | $4,257-22.9% | $6,689-50.9% |
| Admin fee / account holder | $852 | $8,383-89.8% | $6,421-86.7% | $13,390-93.6% |