Retirement plan

3-DIMENSIONAL SERVICES GROUP 401K PLAN & TRUST

Name: 3-DIMENSIONAL SERVICES INC. - 3-DIMENSIONAL SERVICES GROUP 401K PLAN & TRUST (2017) Form 5500
Creator: 3-DIMENSIONAL SERVICES INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 3-DIMENSIONAL SERVICES GROUP 401K PLAN & TRUST, 3-DIMENSIONAL SERVICES INC.

3-DIMENSIONAL SERVICES INC.EIN 38-3044929Plan #001PY 2017

2547 PRODUCT DRIVE - ROCHESTER HILLS, MI 48309248-852-1333

Prospect flagsLow employer contributionCorrective distributions

Top hat statement on fileNQDC

Filed September 26, 2016

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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How to read this page

Total assets (EOY)

$16.9M

+23.3% from 2016

Total participants

491

+4.0% from 2016

Average account balance

$37,554

+14.5% from 2016

Annual return

17.01%

+10.17 pp from 2016

Benchmarks

See 2,615 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,615 peers

Snapshot2017

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Analytics

Total assets (EOY)

Plan-year ending balance

$32.49M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$64K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

508

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.17M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.11%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$265

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
MCCREADY & KEENE INC.3+ years Filed as: MCCREADY & KEENE, INC. Service code 15 · EIN 35-0500670	Recordkeeping	$50,249
LPL FINANCIAL3+ years Service code 27 165 KIRKS BLVD SUITE 100 · TROY, MI 48084	Advisory (Plan)	$20,808
AMERICAN UNITED LIFE INSURANCE CO1 year Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846	Recordkeeping	$10,720
SAGEPOINT FINANCIAL INC1 year Filed as: RESOURCE INVESTMENT ADVISORS Service code 27 · EIN 43-1451524	Advisory (Plan)	$7,058
MATRIX TRUST COMPANY3+ years Filed as: MG TRUST CO. DBA MATRIX TRUST CO. Service code 18 · EIN 75-3182674	Finders' fees / placement fees; Custo...	$5,532
BMO HARRIS BANK NA1 year Service code 19 · EIN 36-2085229	Securities Custodian	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$94K

$223 / participant

Investment mgmt$28K29.5%
Contract admin$50K53.2%
Other / not subdivided$16K17.2%

% of EOY assets

0.558%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: UHY LLP
Auditor EIN: 200694403
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$37,554

$155,795-75.9%

$136,294-72.4%

$69,631-46.1%

Participation rate

90.3%

75.2%+15.1pp

81.9%+8.4pp

70.7%+19.6pp

Annual return

17.01%

232464.33%-232447.3pp

5155.94%-5138.9pp

27571.02%-27554.0pp

Employer contribution / active EE

$414

$2,991-86.2%

$4,695-91.2%

$2,032-79.6%

Participant deferral / active EE

$3,214

$5,394-40.4%

$6,247-48.6%

$3,224-0.3%

Admin fee / account holder

$210

$128+63.5%

$9,243-97.7%

$110+89.9%

Provider

Service type

Compensation

MCCREADY & KEENE INC.3+ years

Filed as: MCCREADY & KEENE, INC.

Service code 15 · EIN 35-0500670

Recordkeeping

$50,249

LPL FINANCIAL3+ years

Service code 27

165 KIRKS BLVD SUITE 100 · TROY, MI 48084

Advisory (Plan)

$20,808

AMERICAN UNITED LIFE INSURANCE CO1 year

Filed as: ONEAMERICA RETIREMENT SERVICES LLC

Service code 15 · EIN 46-5378846

Recordkeeping

$10,720

SAGEPOINT FINANCIAL INC1 year

Filed as: RESOURCE INVESTMENT ADVISORS

Service code 27 · EIN 43-1451524

Advisory (Plan)

$7,058

MATRIX TRUST COMPANY3+ years

Filed as: MG TRUST CO. DBA MATRIX TRUST CO.

Service code 18 · EIN 75-3182674

Finders' fees / placement fees; Custo...

$5,532

BMO HARRIS BANK NA1 year

Service code 19 · EIN 36-2085229

Securities Custodian

3-DIMENSIONAL SERVICES GROUP 401K PLAN & TRUST

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

3-DIMENSIONAL SERVICES GROUP 401K PLAN & TRUST

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion