Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,376 | $90,691+95.6% | $76,119+133.0% | $145,884+21.6% |
| Participation rate | 57.9% | 74.5%-16.6pp | 69.1%-11.2pp | 80.3%-22.4pp |
| Annual return | 7.66% | 624.52%-616.9pp | 361.25%-353.6pp | 551.85%-544.2pp |
| Employer contribution / active EE | $1,243 | $3,329-62.7% | $2,693-53.8% | $4,662-73.3% |
| Participant deferral / active EE | $4,092 | $5,167-20.8% | $4,259-3.9% | $6,690-38.8% |
| Admin fee / account holder | $11,466 | $8,383+36.8% | $6,421+78.6% | $13,392-14.4% |