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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $512,967 | $106,749+380.5% | $145,433+252.7% | $82,448+522.2% |
| Participation rate | 92.5% | 75.6%+16.8pp | 82.1%+10.3pp | 68.1%+24.4pp |
| Annual return | 21.95% | 27.59%-5.6pp | 66.58%-44.6pp | 41.64%-19.7pp |
| Employer contribution / active EE | $4,592 | $3,444+33.3% | $4,554+0.8% | $2,551+80.0% |
| Participant deferral / active EE | $16,275 | $6,519+149.7% | $7,897+106.1% | $4,139+293.2% |
| Admin fee / account holder | $28,431 | $8,390+238.9% | $13,129+116.6% | $7,234+293.0% |