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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,755 | $63,949+84.1% | $129,031-8.7% | $94,015+25.3% |
| Participation rate | 41.2% | 63.4%-22.3pp | 73.4%-32.2pp | 70.8%-29.6pp |
| Annual return | 20.53% | 17.56%+3.0pp | 34.67%-14.1pp | 17.84%+2.7pp |
| Employer contribution / active EE | $1,052 | $1,865-43.6% | $3,226-67.4% | $2,790-62.3% |
| Participant deferral / active EE | $2,890 | $3,686-21.6% | $5,217-44.6% | $4,249-32.0% |
| Admin fee / account holder | $2,222 | $5,523-59.8% | $13,208-83.2% | $8,951-75.2% |