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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,755 | $57,590+104.5% | $86,233+36.6% | $82,448+42.8% |
| Participation rate | 41.2% | 57.9%-16.7pp | 69.0%-27.8pp | 68.1%-26.9pp |
| Annual return | 20.53% | 22.41%-1.9pp | 61.39%-40.9pp | 41.64%-21.1pp |
| Employer contribution / active EE | $1,052 | $1,655-36.4% | $2,504-58.0% | $2,551-58.7% |
| Participant deferral / active EE | $2,890 | $3,080-6.2% | $4,559-36.6% | $4,139-30.2% |
| Admin fee / account holder | $2,222 | $4,730-53.0% | $8,342-73.4% | $7,234-69.3% |