Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC4+ years Filed as: CAPTRUST INVESTMENT ADVISORS Service code 26 8031 M-15 · CLARKSTON, MI 48348 | Advisory (Participants) | $21,443 |
Service code 15 8031 M-15 · CLARKSTON, MI 48348 | Recordkeeping | $8,549 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,339 | $49,138+33.0% | $84,021-22.2% | $65,185+0.2% |
| Participation rate | 31.1% | 60.7%-29.7pp | 69.0%-38.0pp | 70.2%-39.1pp |
| Annual return | 0.12% | 23.00%-22.9pp | 71.32%-71.2pp | 29.38%-29.3pp |
| Employer contribution / active EE | $0 | $914-100.0% | $1,984-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $1,511 | $2,397-37.0% | $3,239-53.3% | $3,514-57.0% |
| Admin fee / account holder | $706 | $543+29.9% | $6,102-88.4% | $847-16.7% |