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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,793 | $106,267+193.4% | $96,520+223.0% | $139,456+123.6% |
| Participation rate | 85.7% | 77.8%+7.9pp | 74.3%+11.4pp | 80.3%+5.4pp |
| Annual return | 18.57% | 38.45%-19.9pp | 35.72%-17.1pp | 373.45%-354.9pp |
| Employer contribution / active EE | $8,222 | $4,105+100.3% | $3,739+119.9% | $4,753+73.0% |
| Participant deferral / active EE | $9,668 | $5,454+77.3% | $4,879+98.2% | $6,711+44.1% |
| Admin fee / account holder | $2,093 | $7,882-73.4% | $6,733-68.9% | $11,407-81.7% |