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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,710 | $106,003+147.8% | $92,236+184.8% | $147,585+78.0% |
| Participation rate | 83.3% | 80.4%+2.9pp | 76.5%+6.9pp | 82.8%+0.5pp |
| Annual return | 16.55% | 50.05%-33.5pp | 176.29%-159.7pp | 578.57%-562.0pp |
| Employer contribution / active EE | $2,405 | $4,333-44.5% | $3,679-34.6% | $4,876-50.7% |
| Participant deferral / active EE | $7,798 | $4,478+74.1% | $3,897+100.1% | $5,439+43.4% |
| Admin fee / account holder | $46,012 | $6,333+626.6% | $5,194+785.9% | $10,885+322.7% |