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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,802 | $185,312-2.4% | $161,489+12.0% | $154,746+16.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.35% | 103.84%-87.5pp | 89.72%-73.4pp | 172.34%-156.0pp |
| Employer contribution / active EE | $3,473 | $4,769-27.2% | $4,268-18.6% | $4,379-20.7% |
| Participant deferral / active EE | $9,405 | $6,350+48.1% | $5,630+67.1% | $6,730+39.7% |
| Admin fee / account holder | $1,634 | $18,654-91.2% | $16,006-89.8% | $14,365-88.6% |