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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,261 | $217,432-24.5% | $185,849-11.6% | $167,536-2.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.44% | 148.42%-137.0pp | 122.10%-110.7pp | 478.82%-467.4pp |
| Employer contribution / active EE | $2,487 | $5,875-57.7% | $5,169-51.9% | $4,839-48.6% |
| Participant deferral / active EE | $12,295 | $6,357+93.4% | $5,569+120.8% | $6,342+93.9% |
| Admin fee / account holder | $1,353 | $19,818-93.2% | $16,244-91.7% | $12,315-89.0% |