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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,671 | $209,422-19.9% | $178,503-6.1% | $158,982+5.5% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 12.58% | 188.81%-176.2pp | 151.12%-138.5pp | 302.99%-290.4pp |
| Employer contribution / active EE | $2,083 | $5,707-63.5% | $5,011-58.4% | $4,763-56.3% |
| Participant deferral / active EE | $5,543 | $5,955-6.9% | $5,202+6.5% | $5,983-7.4% |
| Admin fee / account holder | $1,564 | $17,079-90.8% | $13,987-88.8% | $11,252-86.1% |