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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,802 | $174,379+3.7% | $152,093+18.9% | $138,895+30.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 16.35% | 74.86%-58.5pp | 66.36%-50.0pp | 145.39%-129.0pp |
| Employer contribution / active EE | $3,473 | $4,652-25.3% | $4,175-16.8% | $4,194-17.2% |
| Participant deferral / active EE | $9,405 | $6,159+52.7% | $5,451+72.5% | $6,396+47.0% |
| Admin fee / account holder | $1,634 | $16,880-90.3% | $14,497-88.7% | $12,562-87.0% |