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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,915 | $183,539-5.2% | $155,556+11.8% | $145,897+19.2% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 9.49% | 61.31%-51.8pp | 64.84%-55.3pp | 552.29%-542.8pp |
| Employer contribution / active EE | $2,875 | $5,315-45.9% | $4,675-38.5% | $4,663-38.3% |
| Participant deferral / active EE | $7,184 | $6,467+11.1% | $5,631+27.6% | $6,689+7.4% |
| Admin fee / account holder | $1,638 | $19,275-91.5% | $15,885-89.7% | $13,390-87.8% |