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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,638 | $55,449+47.2% | $83,830-2.6% | $56,287+45.0% |
| Participation rate | 87.3% | 68.0%+19.2pp | 76.1%+11.1pp | 69.9%+17.4pp |
| Annual return | -8.73% | -1.38%-7.4pp | 850.97%-859.7pp | -9.96%+1.2pp |
| Employer contribution / active EE | $4,316 | $2,430+77.6% | $3,631+18.9% | $2,111+104.5% |
| Participant deferral / active EE | $5,245 | $2,935+78.7% | $4,082+28.5% | $3,350+56.6% |
| Admin fee / account holder | $1,986 | $656+202.8% | $5,479-63.7% | $521+281.3% |