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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,330 | $97,550+5.9% | $120,344-14.1% | $87,485+18.1% |
| Participation rate | 87.2% | 72.8%+14.4pp | 76.7%+10.5pp | 68.9%+18.2pp |
| Annual return | 16.24% | 18.41%-2.2pp | 20.30%-4.1pp | 26.06%-9.8pp |
| Employer contribution / active EE | $629 | $2,291-72.6% | $3,020-79.2% | $2,596-75.8% |
| Participant deferral / active EE | $4,191 | $4,230-0.9% | $5,135-18.4% | $4,274-1.9% |
| Admin fee / account holder | $1,245 | $9,543-87.0% | $12,742-90.2% | $7,775-84.0% |