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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,343 | $62,583+2.8% | $76,767-16.2% | $64,173+0.3% |
| Participation rate | 72.7% | 72.8%-0.1pp | 77.0%-4.2pp | 69.6%+3.2pp |
| Annual return | -7.19% | -1.95%-5.2pp | 2.43%-9.6pp | 7.63%-14.8pp |
| Employer contribution / active EE | $3,633 | $1,832+98.3% | $2,485+46.2% | $2,381+52.6% |
| Participant deferral / active EE | $533 | $3,145-83.0% | $3,852-86.2% | $3,470-84.6% |
| Admin fee / account holder | $6,103 | $4,667+30.8% | $6,675-8.6% | $4,887+24.9% |