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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,719 | $86,938+3.2% | $102,423-12.4% | $80,925+10.9% |
| Participation rate | 81.0% | 72.4%+8.6pp | 76.5%+4.4pp | 67.7%+13.3pp |
| Annual return | 11.80% | 18.89%-7.1pp | 29.42%-17.6pp | 35.65%-23.9pp |
| Employer contribution / active EE | $624 | $2,369-73.7% | $3,023-79.4% | $2,756-77.4% |
| Participant deferral / active EE | $4,160 | $4,120+1.0% | $5,054-17.7% | $4,299-3.2% |
| Admin fee / account holder | $9,044 | $8,053+12.3% | $9,455-4.3% | $6,940+30.3% |