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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,372 | $106,551-53.7% | $91,225-45.9% | $134,532-63.3% |
| Participation rate | 77.8% | 76.8%+1.0pp | 73.2%+4.6pp | 81.2%-3.5pp |
| Annual return | -16.18% | 160.78%-177.0pp | 114.12%-130.3pp | 418.27%-434.4pp |
| Employer contribution / active EE | $0 | $3,331-100.0% | $2,851-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,391 | $4,718-70.5% | $4,233-67.1% | $6,401-78.3% |
| Admin fee / account holder | $345 | $6,234-94.5% | $5,422-93.6% | $11,429-97.0% |