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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,516 | $121,677-53.6% | $104,625-46.0% | $158,966-64.4% |
| Participation rate | 75.0% | 77.5%-2.5pp | 74.1%+0.9pp | 82.0%-7.0pp |
| Annual return | 12.12% | 465.58%-453.5pp | 340.60%-328.5pp | 302.95%-290.8pp |
| Employer contribution / active EE | $0 | $3,165-100.0% | $2,681-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $1,252 | $4,175-70.0% | $3,738-66.5% | $5,983-79.1% |
| Admin fee / account holder | $361 | $7,777-95.4% | $6,465-94.4% | $11,250-96.8% |