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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,378 | $102,422+42.9% | $147,117-0.5% | $80,959+80.8% |
| Participation rate | 94.3% | 75.9%+18.4pp | 82.2%+12.1pp | 67.7%+26.6pp |
| Annual return | 9.69% | 135.16%-125.5pp | 420.54%-410.8pp | 35.67%-26.0pp |
| Employer contribution / active EE | $8,475 | $3,717+128.0% | $4,932+71.8% | $2,757+207.4% |
| Participant deferral / active EE | $9,348 | $6,652+40.5% | $8,065+15.9% | $4,300+117.4% |
| Admin fee / account holder | $2,922 | $7,953-63.3% | $12,993-77.5% | $6,925-57.8% |