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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,816 | $77,814-45.0% | $158,223-72.9% | $86,983-50.8% |
| Participation rate | 53.3% | 68.4%-15.2pp | 79.2%-25.9pp | 69.5%-16.3pp |
| Annual return | 20.88% | 30.54%-9.7pp | 52.09%-31.2pp | 25.83%-4.9pp |
| Employer contribution / active EE | $1,732 | $2,592-33.2% | $4,109-57.8% | $2,584-33.0% |
| Participant deferral / active EE | $4,455 | $3,270+36.3% | $5,467-18.5% | $4,194+6.2% |
| Admin fee / account holder | $1,754 | $5,879-70.2% | $16,047-89.1% | $7,856-77.7% |