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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,816 | $76,407-44.0% | $150,298-71.5% | $82,448-48.1% |
| Participation rate | 53.3% | 66.4%-13.1pp | 77.8%-24.5pp | 68.1%-14.8pp |
| Annual return | 20.88% | 39.99%-19.1pp | 62.79%-41.9pp | 41.64%-20.8pp |
| Employer contribution / active EE | $1,732 | $2,614-33.7% | $4,154-58.3% | $2,551-32.1% |
| Participant deferral / active EE | $4,455 | $3,214+38.6% | $5,453-18.3% | $4,139+7.6% |
| Admin fee / account holder | $1,754 | $6,352-72.4% | $14,116-87.6% | $7,234-75.7% |