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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,078 | $56,438-27.2% | $76,872-46.6% | $71,511-42.6% |
| Participation rate | 76.0% | 64.3%+11.7pp | 69.6%+6.4pp | 67.9%+8.1pp |
| Annual return | 16.39% | 19.05%-2.7pp | 37.90%-21.5pp | 28.86%-12.5pp |
| Employer contribution / active EE | $1,492 | $1,864-19.9% | $2,533-41.1% | $2,589-42.4% |
| Participant deferral / active EE | $2,443 | $3,136-22.1% | $3,832-36.2% | $4,291-43.1% |
| Admin fee / account holder | $2,883 | $1,430+101.6% | $5,476-47.3% | $1,588+81.5% |