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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,078 | $56,423-27.2% | $77,183-46.8% | $71,495-42.5% |
| Participation rate | 76.0% | 64.3%+11.7pp | 69.6%+6.4pp | 67.9%+8.1pp |
| Annual return | 16.39% | 19.05%-2.7pp | 37.89%-21.5pp | 28.85%-12.5pp |
| Employer contribution / active EE | $1,492 | $1,866-20.0% | $2,534-41.1% | $2,589-42.4% |
| Participant deferral / active EE | $2,443 | $3,142-22.2% | $3,833-36.3% | $4,291-43.1% |
| Admin fee / account holder | $2,883 | $1,429+101.8% | $5,475-47.3% | $1,588+81.6% |