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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,165 | $63,082-15.7% | $81,726-34.9% | $79,856-33.4% |
| Participation rate | 74.2% | 67.5%+6.6pp | 72.0%+2.2pp | 69.6%+4.5pp |
| Annual return | 13.62% | 22.66%-9.0pp | 29.49%-15.9pp | 31.71%-18.1pp |
| Employer contribution / active EE | $1,679 | $1,795-6.5% | $4,311-61.1% | $2,471-32.1% |
| Participant deferral / active EE | $2,999 | $2,780+7.8% | $7,108-57.8% | $3,741-19.8% |
| Admin fee / account holder | $1,277 | $4,428-71.2% | $5,160-75.2% | $5,306-75.9% |